HVAC Financing Options for Austin Area Homeowners

McCullough Heating and Air Conditioning is proud to offer various financing options for Austin area homeowners. We understand that HVAC repairs and installations can be expensive, so we want to make the process as easy and affordable as possible for our customers.

We offer several different financing options through our partners below, so we can help you find the right option for your needs and budget.

Financing Your HVAC System with the Carrier Credit Card

Powered by Wells Fargo, the Carrier Credit Card offers you the ability to buy your new HVAC system today and pay for it over the long-term. You’ll score 60 months (that’s 5 years!) of 0% interest financing. With a flexible monthly payment schedule and easy-to-pay online account management, the Carrier Credit Card could not make your system upgrade any easier. It’s a revolving line of credit you can continue to use as you pay it off. You’ll enjoy peace of mind knowing that your home is comfortable, and your bank account is, too.

Questions Regarding Financing?


We Are Austin’s Weatherization Rebate Experts

McCullough is also authorized to provide financing options through the following organizations which also offer financing on HVAC system purchases.


Velocity Credit Union/Austin Energy

Homeowners in Austin have a unique opportunity to take advantage of low-interest loan financing for energy-saving home upgrades. They’re offering Austin homeowners loans for energy-efficient HVAC upgrades. With interest rates as low as 1.99% APR, there’s never been a better time to make your home more comfortable and save money simultaneously.

Eligibility requirements include owning a residential property at least ten years old, having a credit score of 600 or higher, and being an Austin Energy customer. The program also sets minimum energy savings for approved projects. Our crew will work with you to ensure air conditioning units and heat pumps are installed to meet the program guidelines.

This is an amazing opportunity for homeowners in Austin to save money on their energy bills and make their homes more comfortable and efficient. But hurry – this offer won’t last forever.

Apply Now

AC Credit Services

We offer various financing options through our partner, AC Credit Services. Whether you need a short-term loan for repairs or a long-term loan for a new installation, we can help you find the right option for your needs and budget.

AC Credit Services is a financing company that offers loans for home repairs and installations. They have many options available, depending on your needs and budget. This can be a helpful option if you need to get your AC repaired or replaced and don’t have the cash available upfront.

To apply for a loan through AC Credit Services, you can fill out an online application. Once approved, you’ll be able to choose the loan option that best suits your needs.

These are all great financing options for heating and cooling upgrades in Austin. In addition to our financing options, McCullough offers rebates, weatherization incentives, and bona fide savings through our Comfort Club maintenance program. From time to time, we also offer special promotions and discounts.

Contact Us Today for More Information

If you’re an Austin homeowner needing AC financing for repairs or replacement, McCullough Heating and Air Conditioning is here to help. We offer financing options to make the process as easy and affordable as possible. Contact us today to learn more about our financing options and how we can help you get the comfortable home you deserve.

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