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HVAC Financing

Is Financing a New HVAC a Good Idea?

Heating and cooling systems are a big purchase for most Austin homeowners. And truly, no one likes to see their savings take such a huge hit. You may have heard about financing programs for new HVAC systems. But, are they a smart choice?

Here’s the short answer: yes. Getting financing for a new HVAC system can be advantageous. Even if you have a good amount of savings, financing can make this large purchase fit within your existing budget, rather than disrupting it. 

Here are a few reasons why financing can be a good choice for Austin, Texas homeowners:

Choose the right system; not the cheapest system

Selecting the heater or air conditioner that “gets the job done” always feels good at first. But as the old adage goes: you get what you pay for. It won’t take long before you start dealing with the repercussions of going the easy route. The fact is, your HVAC system will serve your home for the next decade: don’t you want the right system?

With HVAC financing, you can review all the options available to you – not just the ones you can afford today. Instead of getting a basic system, you can invest in a heating and cooling unit that will operate efficiently, quietly, and with optimal comfort for years to come. 

The best way to leverage HVAC financing is to invest in a high-efficiency model. A unit with a high-efficiency rating will pay dividends the very first month of operation. Your utility bills will drop dramatically. Then, you can use the difference in utility costs to make the payments on your financed system. 

Plus, higher efficiency units reduce your carbon footprint. That’s good for the planet! 

Improve your home’s comfort

Did you know that your comfort depends on much more than the temperature? Moisture and air quality make a big difference. Consider how you feel on a 70-degree day on a clear spring day, and a 70-degree afternoon hours after a downpour. The humidity can be insufferable at times!

The same is true for inside your home. When the day comes to replace your air conditioner or furnace, it’s a great time to think about your entire comfort system. With HVAC financing, you can investigate additional options like humidifiers or dehumidifiers that will greatly improve how you feel inside your house.

Also: consider allergy season. Many of our neighbors in Austin suffer from seasonal allergies. You can protect your family by looking into the indoor air quality (IAQ) of your home. According to the EPA, indoor air can carry up to five times more pollutants than outdoor air. Candles and sprays only mask the problem – and in some cases, agitate allergies even more. When you buy  a new furnace or air conditioner, you can look into IAQ options for your home. Then when you finance your new HVAC purchase, the cost of your IAQ equipment will only increase the payments slightly. 

Get your new HVAC system now with financing

If your heater or air conditioner needs to be replaced, you really shouldn’t put it off. Your home is where you build a life for yourself and your family. Ensuring your comfort in the space you live should be a top priority. 

A lot of Austin homeowners will put off replacement until they have enough money saved. But really, life is just one emergency after another. Financing a new HVAC unit means that you don’t need every cent saved in order for your home to be comfortable.

When you think about your home, you should think: comfort. If your AC isn’t working, or your furnace is making loud noises, you shouldn’t have to suffer through it. Our team based right here in Austin and can provide you a reasonable quote on a new system, and help you apply for our financing. Upon speedy approval, we’ll get your new heater or A/C installed, fast. That way, you can stop worrying and start living.

Other ways to save

From special offers and discounts to rebates and our comfort club, there are many ways to save on your next HVAC purchase. 
Making smart choices with your home’s heating and cooling system can make a huge difference. Work with the trusted pros at McCullough Heating & Air Conditioning to get the right financing for your new HVAC purchase. Get started today and request an appointment now!